HDFC Deposits

HDFC Deposit Forms

HDFC Deposits

INDIVIDUALS
Interest Rates On Deposits Upto Rs. 2 Crore (% p.a.)
PREMIUM DEPOSITS (Fixed Rates)
Period	Monthly Income Plan	Quarterly Option	Half-Yearly Option	Annual Income Plan	Cumulative Option
15 months	8.65%	8.70%	8.80%	-	9.00%
22 months	8.70%	8.75%	8.85%	9.05%	9.05%
30 months	8.65%	8.70%	8.80%	9.00%	9.00%
44 months	8.70%	8.75%	8.85%	9.05%	9.05%

REGULAR DEPOSITS (Fixed & Variable Rates)
Period	Monthly Income Plan	Quarterly Option	Half-Yearly Option	Annual Income Plan	Cumulative Option
12-23 months	8.55%	8.60%	8.70%	-	8.90%
24-60 months	8.55%	8.60%	8.70%	8.90%	8.90%

TRUSTS & INSTITUTIONS
Interest Rates On Deposits Upto Rs. 5 Crore (% p.a.)
PREMIUM DEPOSITS (Fixed Rates)
Period	Monthly Income Plan	Quarterly Option	Half-Yearly Option	Annual Income Plan	Cumulative Option
15 months	8.55%	8.60%	8.70%	-	8.90%
22 months	8.60%	8.65%	8.75%	8.95%	8.95%
30 months	8.55%	8.60%	8.70%	8.90%	8.90%
44 months	8.60%	8.65%	8.75%	8.95%	8.95%

REGULAR DEPOSITS (Fixed & Variable Rates)
Period	Monthly Income Plan	Quarterly Option	Half-Yearly Option	Annual Income Plan	Cumulative Option
12-23 months	8.45%	8.50%	8.60%	-	8.80%
24-60 months	8.45%	8.50%	8.60%	8.80%	8.80%

Recurring Deposits Plan (RD) Fixed Rate Installment Deposit Plan (For Individuals Only)
Period Of Deposit	ROI (P.A.)
12-60 Months	8.50%

Minimum Monthly Savings Amount Rs. 2,000/-

Double Money Plan
	Regular	Sr. Citizens
Period (Months)	98	96
Rate of Interest(% p.a.)	8.85%	9.05%
Maturity Value (for a Deposit of Rs.1000/-)	Rs. 2,000 #	Rs. 2,000 #

# Subject to TDS where applicable

Minimum Monthly Savings Amount Rs. 20,000/-

Senior Citizens (60 years+) will be eligible for an additional 0.25% p.a. on deposits upto Rs.1 Crore (Other than RD)
For Cumulative Interest option & RD, interest is compounded annually on March 31st.